Tuesday, November 13, 2012In the homeowners insurance industry, debris removal coverage depends on not only the type of debris but the placement of the damage, such as a fallen tree on your neighbor's home. Typically, your debris removal claim can be only 25 percent of the overall debris loss. READ MORE >>
Thursday, November 1, 2012 The best rule of thumb to use in choosing a contractor is to find one before an emergency repair is needed. Often, you are forced into hiring someone for a home repair when you are least prepared to make a good decision. The worst possible time to select a contractor is when you have the stress of a household crisis. READ MORE >>
Tuesday, October 30, 2012Severe weather can have a number of different affects on your home. If you have experienced a wind storm the faster the wind is blowing, the more damage is likely to occur. How does a wind storm damage my roof?Any storm can damage your roof. Wind alone can be extremely damaging to your roof and the exterior of your home. READ MORE >>
Friday, October 26, 2012Some home insurance companies charge dog owners higher rates because of the breed of the family pet. Whether these dogs are more dangerous or if they suffer from a bad reputation is debatable. According to the Insurance Information Institute, insurance agents rely on public health studies and homeowner insurance claim histories to determine that some breeds are a greater risk. READ MORE >>
Friday, October 19, 2012Most people are accustomed to spring cleaning but if you are a home owner, you know that your house needs attention year-round. While there are many projects that you can take on in any season, there are some that are best performed in the fall. --Check all of your windows and external doors. READ MORE >>
Tuesday, October 2, 2012Installing security alarms and other household safety measures can get you a discount on your home insurance, but there are qualifications to consider. Not all insurance companies offer discounts, and those that do my have requirements for the system or provider you use. READ MORE >>
Wednesday, September 5, 2012Maintenance homeowners insurance most commonly refers to plans available for purchase which would repair or replace major appliances in the event of a breakdown. This term does not refer to the standard homeowners insurance policy required to secure a mortgage. READ MORE >>
Thursday, August 30, 2012As Tropical Storm Isaac threatens to accelerate into a Category 2 hurricane targeting the Gulf Coast, it's a reminder to homeowners in areas exposed to such destructive storms that they should always have measures in place to protect their homes from such severe weather. READ MORE >>
Wednesday, August 22, 2012As college students return to campus to begin the new academic year, Insurance Commissioner Mike Consedine reminds families to create a "dorm room inventory" for insurance purposes."Many college students head to campus hauling a costly array of personal possessions," said Consedine. READ MORE >>
Friday, July 27, 2012By: Bobbie SageUnfortunately, many people who have antique jewelry and fine jewelry do not insure it properly, and a big segment of uninsured jewelry is jewelry gifts. It can often be an overlooked insurance until the jewelry is lost or stolen. READ MORE >>
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